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Accepting Online
Payments
Are you thinking of selling things on the web? If so, you will
probably also be considering some way in which you can accept credit
cards on your website. Whichever you choose, if you are selling
things on the Internet, you really have no choice but to accept
credit cards.
A merchant account is essentially a bank account that handles
your funds received via credit cards. They normally take a
percentage off of every transaction. This is called a “discount
rate.” If you have a storefront or a retail business and you are
swiping people’s cards, then you already have a merchant account.
If you want to start accepting payments online, you’ll need to
give your merchant provider a call and ask for an Internet merchant
account—this is different from a regular merchant account, because
it gives you the ability to process credit cards without the card
being physically present for the transaction.
Below are two FREE ways to accept credit cards on your
website. If you are willing to pay for a cart system, there are
hundreds to choose from. Website Creations uses the
emart cart
system combined with PayPal Pro. After researching our online
choices we found this combination met all our needs. We wanted a
cart system that was easy to use (for both customers and us), safe
and trustworthy, and affordable.
PayPal:
Turn your website into an online store today.
Your website's up. But how are customers going to pay you?
Website Payments Standard is the fastest way to set up online
payments on your website. Pal allows you to accept all major credit
cards, along with PayPal accounts and allows webmasters to easily
create payment buttons (like Buy Now and Add to Cart) for your
website. You choose the button features and PayPal generates all the
HTML code for you!
Low transaction fees 1.9% to 2.9% + $0.30 USD
No monthly, set-up, or cancellation fees
Get paid by anyone . even by customers without a PayPal account
Google Checkout:
Google Checkout is a fast, convenient checkout process that
brings you more customers and allows them to buy from your website
with a single login – and you can process their orders and charge
their credit or debit cards for free.
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Increase sales.
Google Checkout users click on ads 10% more when the ad
displays the Checkout badge and convert 40% more than
shoppers who have not used Checkout in the past.
Learn
more |
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Process sales for free.
Get free transaction processing when you use Google AdWords
and pay no monthly, setup or gateway fees. When you use
Google Checkout to process your sales, you'll only be
charged a low 2% + $0.20 per transaction. With Google
Checkout, there are no monthly, setup, or gateway service
fees.
If you advertise with Google AdWords, you will also be
eligible for free transaction processing for some or all of
your Google Checkout sales each month. For every $1 you
spend on AdWords each month, you can process $10 in sales
the following month for free through Google Checkout.
Learn more
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Protect yourself from fraud.
Checkout's Payment Guarantee protects 98% of Checkout orders
on average – when an order is guaranteed, you get paid even
if it results in a chargeback. |
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